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Terms of Use

Last updated: July 17, 2026
Important: Bookkeeping by CTF provides bookkeeping and financial-record services. We are not a CPA firm and do not provide tax preparation, audit, attestation, or legal or financial advice.

1. About these terms

These terms govern your use of the website at bookkeepingbyctf.com. By using the site, you agree to them. Services engagements are governed by a separate written agreement between us and the client.

2. Scope of services

We offer bookkeeping, payroll processing, accounts payable and receivable, bank and credit-card reconciliation, financial reporting, and cleanup/catch-up work. We are not certified public accountants and do not prepare or file tax returns, perform audits or attestation, or provide tax, legal, or investment advice. For those services, we are happy to work alongside your licensed CPA or attorney.

3. No guarantee of specific outcomes

We perform our work with professional care and diligence, but the accuracy of your books depends on the completeness and accuracy of the information and documents you provide. We do not guarantee any particular financial, tax, or business outcome.

4. Website use

Use the site lawfully. Do not attempt to disrupt it or misuse the contact form. Content on the site is for general information and does not constitute professional advice.

5. No warranty

The website is provided "as is" and "as available," without warranties of any kind. We do not warrant that it will be uninterrupted or error-free.

6. Limitation of liability

To the fullest extent permitted by law, Bookkeeping by CTF is not liable for any indirect, incidental, or consequential damages arising from your use of this website. Liability for any services engagement is governed by the separate agreement for that engagement.

7. Governing law

These terms are governed by the laws of the State of California.

8. Changes

We may update these terms at any time. Continued use of the site means you accept the current version.

See also our Privacy Policy and Cookie Policy.

© 2026 Bookkeeping by CTF. Bookkeeping services only; not a CPA firm.